Travel Money for Thailand
The complete guide to spending money in Thailand. Cards, cash, ATMs, exchange booths — sorted.
Best Card to Use in Thailand (2026)
Wise, Revolut, Starling, Monzo, Chase UK — tested and ranked.
ATMsATM Fees in Thailand: The 220 Baht Trap
Why every ATM charges you 220 baht and how to minimise it.
BudgetHow Much Baht for 2 Weeks?
Budget breakdowns for Bangkok, Phuket, Chiang Mai. Backpacker to luxury.
RatesExchange Booth vs ATM vs Card
Where to get the best rate in Thailand. SuperRich, Vasu, airport booths.
Quick Answer: What's the Best Way to Pay in Thailand?
Card for most things, cash for small stuff. Get a Wise or Revolut card for contactless payments and ATM withdrawals, and carry 2,000-3,000 THB in cash for street food, tuk-tuks, temples, and smaller shops that don't take cards.
Thailand is increasingly card-friendly — 7-Eleven, Big C, Lotus's, most restaurants, and even many street food stalls now accept contactless. But you'll always need some cash, especially outside Bangkok and tourist areas.