No. I Travel money
Revolut, Wise or Starling in Thailand. Fourteen days of receipts.
Real ATM withdrawals, real fees, real exchange rates from real shops. One card came out clearly ahead.
GBP/THB
43.8731
·
At a glance
The Baht is an independent Thai Baht money guide for readers comparing exchange rates, sending money to Thailand, planning travel cash, or making expat finance decisions. Rates are mid-market references, and provider comparisons separate fees from hidden exchange-rate spreads.
Mid-market · Baht Terminal
The market, right now.
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ExchangeRate-API (open.er-api.com)
Latest daily mid-market snapshot · 23 May 2026
Watchlist · THB pairs Latest
GBP/THB43.8731·
USD/THB32.6637·
EUR/THB37.8989·
AUD/THB23.2899·
CAD/THB23.6810·
SGD/THB25.5232·
JPY/THB0.2052·
CNY/THB4.7904·
HKD/THB4.1680·
CHF/THB41.5386·
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Macro calendar · Next dates Bangkok / UK
17Jun
17Jun
18Jun
24Jun
HIGHBank of Thailand MPC decision
Meeting 3/2026. Minutes due 8 July; Monetary Policy Report due 5 August.
22Jul
SRC23 May 2026
Official calendars checked
Upcoming macro dates are checked against official BoT, Fed, Bank of England, and ONS calendars. Release times can still change, so forecasts link back to the official source.
THB performance across 30 days
Weaker Stronger
The sixty-five thousand baht visa, and the FX trap most British retirees miss.
New embassy guidance has quietly tightened the rules on income proof. The visa itself is the easy part. The exchange-rate mechanics underneath it are where people lose money for years.
The Baht · Expat finance desk · 14 min read
Read the story → ฿43.87per pound · mid-market
— Department 01 —
The lowest-cost route in the current benchmark.
We benchmark 8 providers weekly on a timestamped £1,000 UK-to-Thailand transfer. Last checked 23 May 2026, 15:05 BST. This is what 1,000 pounds actually becomes before your Thai recipient spends it.
01
02
Revolut
Public converter quote; final app quote can differ.
฿ Received
฿43,383
Fee
£0 shown publicly
Speed
In-app
03
08
Full provider table.
All public quotes, promo-only rows, quote-required services, and the UK bank baseline in one place.
Rows
8
Test
£1,000
Checked
23 May 2026, 15:05 BST
Timestamped public provider quote pages and published fee/rate disclosures recorded by The Baht for a GBP to THB transfer into a Thai bank account. Where a provider does not publish a comparable final-baht figure without login, the row is marked quote required. Customer quotes can move after the check because providers change spreads, fees, delivery routes, funding methods, fair-use rules, weekend pricing, transfer limits, and promotional offers. Always confirm the live quote before sending. Full 8-provider table on the Send page.
— Department 05 —
Dispatches
Three new pieces this week, on living with the baht, exchanging it well, and the visa rule that keeps catching people out.
No. I 
No. II Expat finance
The sixty-five thousand baht visa, and the FX trap most British retirees miss.
New embassy guidance has quietly tightened the rules on income proof. Here is what counts.
No. III Quick read
Why ATM fees in Thailand jumped to ฿220, and how to avoid them entirely.
Seven banks still do not charge. One card combination beats all of them.